President’s Message

Posted on: November 7th, 2011 by Kristine No Comments

Are You Prepared & Ready For 2012?

Happy Fall! This is the time of year where we all are pushing to make our end of the year goals and review the past year to plan our budgets for 2012. Are you ready for that??? I thought that a few tips from your insurance consultant might help your planning.

  • Do a benefits review to see what you are paying for each employee for all the products that you offer such as health, dental, vision, life and disability insurance?
  • If you are not currently offering those products could you at least offer them as a voluntary product?
  • Have you reviewed creative options with your medical plan such as increasing the deductible through ad H.S.A.(Health Savings Account), or pairing your plan up with a “Gap” plan or H.R.A.(Health Reimbursement Account)?
  • Is the plan you are offering receiving the most deductible advantages on your tax return such as group insurance when comparing to individual insurance?

After reviewing some of these ideas make sure to get your questions and share with your insurance and tax advisor. This will help start 2012 off with a positive direction that could save you money as well as offering a few more benefits to your employees.

Further questions? Call us at 480.831.7700 or email us at kristine@benefitsbydesignaz.com. We also invite you to join in our conversation on our new Benefits By Design Facebook page.

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